TI offers a strong set of benefits that can include a pension, a Fidelity 401(k), and multiple UBS stock plans. Each benefit follows its own rules, timelines, and election windows.
‍

The challenge often appears when decisions overlap. A pension election can affect taxes and income flexibility. A 401(k) distribution decision can change what happens next. Stock plan vesting can keep cash flow and tax decisions active even after retirement.
‍

Many TI-ers are analytical decision makers. They want clarity, assumptions, and scenarios. A coordinated planning approach supports that by evaluating how the benefits interact before the decisions become final.
‍

Our approach is fiduciary and team-based. One advisor leads, supported by specialists who help align investments, tax strategy, retirement income, and estate planning into one integrated plan.
‍

Getting Started

If you are a TI employee considering pension elections, 401(k) decisions, or other benefit-related choices, you may find value in reviewing how these elements fit within your broader financial picture.

An introductory conversation is designed to help you:

• Understand how your benefits may interact
• Identify key timing considerations
• Clarify questions before decisions are made
• Gain perspective on next steps, without pressure or obligation
  ‍

These conversations are educational in nature and focused on providing context, not recommendations or commitments.
‍

Schedule a complimentary conversation to explore how your benefits align with your goals and priorities.

Click here to schedule a conversation.
‍

TMG and Texas Instruments are not affiliated, nor is TMG representing that Texas Instruments has contracted, nor endorsed TMG to provide advisory services exclusively to current and former Texas Instruments employees. This is not an endorsement of TMG’s services by any current or former Texas Instruments employee.